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Home :: Personal Banking :: Checking Accounts

Checking Accounts



Oswego Community Bank offers a checking product to meet your needs. To obtain more information or open an account, just stop by one of our convenient locations.

FREE Checking - Now Available!

  • No Monthly Maintenance Fee
  • No Minimum Balance Required
  • FREE – On-Line Banking
  • FREE – On-Line Bill Pay
  • FREE – On-Line Check Images
  • FREE – MasterMoneyTM Debit Card
  • FREE – 24 Hour TeleBankTM
  • FREE – Unlimited Teller Visits
  • FREE – 200 Checks

Contact bank for more information.

Emerald Club Checking

  • Free internet banking and online bill pay
  • Interest Bearing Account
  • Free Checks
  • 1/4% rate reduction on select personal loans
  • 1% rate reduction on home equity line of credit
  • 6 Free non-OCB ATM cash withdrawals per month
  • $100,000 common carrier insurance
  • Free auto trip routing
  • Save on domestic airfares and packaged vacations and cruises
  • Hotel savings network
  • Concierge service
  • Lifeguard travel assist
  • Coast to Coast vision plan
  • Certificate of deposit specials
  • RX Advantage- Preferred pricing on your prescription
  • Monthly Membership Fee/Waived if $20,000 average monthly combined savings/checking relationship

Contact bank for more information.

Community Club Checking

  • Your choice of free club checks or free online bill pay or 4 free Non-OCB ATM cash withdrawals per month
  • ATM or Debit Card
  • Free internet banking
  • Overdraft Protection Available
  • Credit Card Protection Available
  • Savers Club Discount Book
  • Free Cashier's Checks and Money Orders
  • Key Ring Protection
  • Discount on Safe Deposit Box
  • Travel Magazine
  • Monthly Membership Fee/Waived if $10,000 average monthly combined savings/checking relationship

Contact bank for more information.

Community Plus Checking

  • Interest Bearing Account
  • Maintenance Fee Waived With Minimum Balance
  • ATM or Debit Card
  • Free Internet Banking
  • Overdraft Protection Available
  • First order of checks free**

Contact bank for more information.

Community Checking***

  • No Minimum Balance Requirement with monthly direct deposit*
  • Overdraft Protection Available
  • ATM or Debit Card
  • Free Internet Banking
  • First order of checks free**

Contact bank for more information.

* $200 minimum balance if no direct deposit/$5 if below minimum
** OCB Wallet style checks
*** Young adults (to age 22) and Seniors (62 years and above) no minimum balance or direct deposit requirement/no monthly fee.







Get copies of your credit reports Use our calculators to plan your financial future Go to our Emerald Club site Visit our auto center