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Checking Accounts

Oswego Community Bank offers a checking product to meet your needs. To obtain more information or open an account, just stop by one of our convenient locations.
FREE Checking - Now Available!
- No Monthly Maintenance Fee
- No Minimum Balance Required
- FREE – On-Line Banking
- FREE – On-Line Bill Pay
- FREE – On-Line Check Images
- FREE – MasterMoneyTM Debit Card
- FREE – 24 Hour TeleBankTM
- FREE – Unlimited Teller Visits
- FREE – 200 Checks
Contact bank for more information.
Emerald Club Checking
- Free internet banking and online bill pay
- Interest Bearing Account
- Free Checks
- 1/4% rate reduction on select personal loans
- 1% rate reduction on home equity line of credit
- 6 Free non-OCB ATM cash withdrawals per month
- $100,000 common carrier insurance
- Free auto trip routing
- Save on domestic airfares and packaged vacations and cruises
- Hotel savings network
- Concierge service
- Lifeguard travel assist
- Coast to Coast vision plan
- Certificate of deposit specials
- RX Advantage- Preferred pricing on your prescription
- Monthly Membership Fee/Waived if $20,000 average monthly combined savings/checking relationship
Contact bank for more information.
Community Club Checking
- Your choice of free club checks or free online bill pay or 4 free Non-OCB ATM cash withdrawals per month
- ATM or Debit Card
- Free internet banking
- Overdraft Protection Available
- Credit Card Protection Available
- Savers Club Discount Book
- Free Cashier's Checks and Money Orders
- Key Ring Protection
- Discount on Safe Deposit Box
- Travel Magazine
- Monthly Membership Fee/Waived if $10,000 average monthly combined savings/checking relationship
Contact bank for more information.
Community Plus Checking
- Interest Bearing Account
- Maintenance Fee Waived With Minimum Balance
- ATM or Debit Card
- Free Internet Banking
- Overdraft Protection Available
- First order of checks free**
Contact bank for more information.
Community Checking***
- No Minimum Balance Requirement with monthly direct deposit*
- Overdraft Protection Available
- ATM or Debit Card
- Free Internet Banking
- First order of checks free**
Contact bank for more information.
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