*New money only. Must open a Free Checking Account with minimum deposit of $100 to receive offer. Offer subject to change without notice. $50 Gift Certificate may be substituted with item of equal or greater value. $50 Gift Certificate is considered taxable per IRS rulings and is reportable on IRS Form 1099-INT. Not to be combined with any other offer. Limit one per customer. Limit one per household. Limited time offer. Offer valid until 12/31/08 or while supplies last. We reserve the right to cancel promotion at any time.